AUTO INSURANCE

Auto insurance is not about your car. It's about everything you have with you while driving.  Imagine every time you or your licensed children get on the road, riding in the backseat or in your trunk, is the equity in your home, your retirement, savings, cash value in life insurance and even future earnings. 

HOME INSURANCE

Whether you live in a condo, townhome or a single family residence, having the right coverage protects your “white picket fence” dream.  Most mortgage lenders require homeowners insurance and even without a mortgage, you should protect what is most likely your largest investment against disaster.
Picture of a white picket fence and greenery
Pasadena, California

RENTERS INSURANCE

You may not own your home, but who protects you, your personal property and your living arrangements when disaster strikes?  Our Renters Insurance policies are comprehensive, affordable and may be required by your landlord/property manager.

MOBILE HOME INSURANCE

 As the nation’s leader protecting mobile/manufactured homes, we offer a policy that is as comprehensive as a traditional homeowners policy.  We cover separate structures such as storage sheds and even your golf cart for getting around your mobile home community.  Policies can be customized and offer a flexible payment schedule.

LIFE INSURANCE

The one policy that will have a guaranteed claim.  How do you want your loved ones to move forward after you are gone?  Will your spouse have to go back to work after a standard three-day bereavement from work? Will he/she have to sell the house because they cannot afford the house payment along with other debts?  Will your children be able to afford college without your income?  Having protection in place will ease the burden and buy time for your loved ones to make sound decisions.

MOTORCYCLE INSURANCE

Motorcycle drivers take on a unique risk when sharing the road with other vehicles.  Our policies not only can protect your assets but also provide Trip Interruption Coverage, Towing and Roadside as well as coverage for your ride’s customization.  Coupled with diminishing deductibles, you can be road worthy in no time. 

RV INSURANCE

Recreational Vehicles vary in size and type.  Your RV policy also comes in varying sizes and types to best suit your needs and protect against risks associated with being on the road, at your campsite or parked in storage.  

BOAT INSURANCE

You have worked hard and are ready for a day on the water with your boat or personal watercraft. Don’t let your assets and dreams for your loved ones sink with the wrong policy. This protection is just as important as your auto policy. ​

UMBRELLA INSURANCE

Looking for an inexpensive additional layer of protection for your assets?  If you are in an at-fault auto accident causing serious injury or death or found negligent in a lawsuit, a Personal or Business (Commercial) Umbrella can add an “umbrella” of protection to help protect your assets. Personally, this coverage can extend to your rental property, recreational vehicle and watercraft.  For your small business, it can cover third party bodily injury and/or property damage as well as your commercial auto.

COMMERCIAL INSURANCE

It doesn’t matter if you are an accountant, a florist, an auto mechanic or a plumber, your business is exposed to risk – every day and night. Whether you are open or closed.  Your office, garage or store equipment could be damaged by an electrical fire, a client could trip and fall, or a broken water pipe could damage your interior. There are different kinds of businesses and different kinds of risks.  You have worked so hard to get your own business. Let’s talk about risk assessment that is specific to your industry. Why settle for a one size fits all policy?
Picture of commercial office building
Azusa, California
Picture of Downtown Sierra Madre and businesses
Downtown Sierra Madre, California

RETAIL INSURANCE

Realizing your dream of being your own boss can become a nightmare if one of your clients slips and falls in your store.  What if the roof collapses damaging your store and ruins your inventory? These are some serious risks.  Does your current coverage give you adequate protection for these areas and more?

RESTAURANT INSURANCE

In your business, you have significant exposure due to the high risk of fire from grease or grease vapor used in cooking, business liability from slips and falls and of course product liability from food poisoning just to name a few.  Are you knowledgeable about specific policy coverage your business needs to protect you from these risks?
Picture of food and wine at Giovanni's Italian Food & Bar in Covina, California
Giovanni's Italian Food & Bar - Covina, California
Picture of yellow caution sign in a retail space
Glendora, California

WORKERS COMP

Required by state law, workers compensation protects your employees from work related illnesses, accidents and even death.  Proper employee classification protects you and your business.  Competitive rates, loss mitigation and loss control help are just a few reasons to explore our policies.

EARTHQUAKE + FLOOD INSURANCE

Earthquake and Flood Insurance – Your Homeowners and Renters Insurance do not protect against Flood and Earthquake disasters.  In the state of California, we all live in a Flood Zone and are subject to Earthquake damage.  There are just different degrees of risk depending on where we live. Let’s talk to see how we can best protect your investment.
Picture of damage on a home left by the Northridge Earthquake
Northridge, California | Photo Credit: California Earthquake Authority
Picture of a dog on a hike overlooking the San Gabriel Valley
San Gabriel Valley, California

PET INSURANCE

Caring for our furry family members can be costly.  Pet Insurance through Pets Best, offers a variety of packages from Accident Only to Routine Care plans all with a wide range of deductible and coverage options. Choose your favorite veterinarian, file your claim online and get reimbursed through direct deposit.
Due to COVID-19, our office is closed to the public. However, we are just as dedicated as before about protecting ​the people and things that are most important to you, especially during this time of uncertainty.
433 S. Cataract Ave
San Dimas CA, 91773
(626) 222-2251
Marilyn@TransferRiskToMarilyn.com
CA License #0J16005
If you have any questions about your existing policy, please call or email me.
For a no-obligation virtual chat about how I can help you, please click below to book a consultation with me.